Arca is for people approaching or already in retirement, the ones shifting from a steady paycheck to living off what they spent decades saving, quietly wondering whether it's enough. They've done the work — what they're looking for now is one advisor who sees the whole picture and can tell them, honestly, whether it holds. For them, wealth was never about the number. It's about the life it makes possible, and the people they're providing for.

Yes. Every Arca advisor is a fiduciary, legally and ethically bound to act in your best interest, always. We earn nothing from recommending one product over another, so your plan is shaped by your goals alone, not by what pays us.

Arca's minimum is $500,000 in investable assets, which generally excludes real estate, 529 plans, and 401(k)s you can't yet access before age 59½. If you're below that today, it's still worth a conversation. Depending on your situation and what's prompting your search for an advisor, Arca may well be the right fit.

Arca is a fee-only advisor, so what you pay is transparent and our incentives stay aligned with yours. For most clients, fees are based on a percentage of the assets we manage, subject to a minimum annual fee of $5,000. For more complex situations,, we may instead work under a flat-fee arrangement that reflects the scope involved. Either way, you'll know exactly what it costs before deciding to work with us.

Arca is a return to what wealth management was always supposed to be. Not a portfolio reviewed once a year, but one advisor who knows your whole life: what you've built, what you're working toward, and what your wealth is meant to make possible. It's the difference between being managed and being truly known, and the freedom that comes when the weight of it all is no longer yours to carry alone.